Determinants of capital adequacy ratio bank in Indonesia

Case Study on Banks listed on the Indonesia Stock Exchange


  • Reni Marlina STIE EKUITAS



Return On Asset, Capital Adequacy Ratio, Loan to Deposit Ratio, Net Interest Margin, Operating Expense to Operating Income


Banking as a delegate establishment assumes a significant part in the economy and performs well and is sounds. The Capital Adequacy Ratio (CAR) is a measure of how important capital is to banking. OJK has set a new classification for banks based on their core capital. The objective of this research is to ascertain the factors that influence the Capital Adequacy Ratio (CAR) of Indonesian stock exchange-listed banks. The multiple linear regression approach is utilized in this study. The Capital Adequacy Ratio (CAR) is the dependent variable, and the Return on Assets, Loan-to-Deposit Ratio, Net Interest Margin, Operating Expenses, and Operating Income are the independent variables. In view of the exploration results, there is a huge impact of Return On Resources (ROA), Net Interest Edge (NIM), Working Expenses of Working Pay (BOPO), and Credit to Store Proportion (LDR) on the Capital Sufficiency Proportion.


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How to Cite

Marlina, R. (2023). Determinants of capital adequacy ratio bank in Indonesia : Case Study on Banks listed on the Indonesia Stock Exchange. JBFEM, 6(2), 87-96.